A Cash Advance Loan May Get You Out Of Cell Phone Contracts

Published: 17th August 2014
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Are you stuck in a cell phone contract and want out so badly that you are willing to take out a cash advance loan? Maybe you've lost your job, don't get service at you house, or are just plain fed up with your provider. Your cell phone contract has you trapped in another year of customer dis-satisfaction. What can you do to get our of your cellular obligation? You don't have the cash to buy your way out and know it's not going to be easy to talk your way out of it…even if you have a truly legitimate reason. Here are a few things you may want to try…

1. Go For Sympathy- Sometimes getting the job done requires getting the right customer service representative to help you. Of course, you can't choose who is going to take your call but getting the rep to be sympathetic to your plight is the first step. Although there are many personalities when it comes to the customer service world, there are plenty of friendly and helpful reps out there who are willing to help.

Explain your situation in a nice and respectful manner in an attempt to gain some compassion from their end of the phone. They will look through your contract and see what options they have to help you out. If they know you are sincere, they will probably be more willing to help you out. Offer up the suggestion to get out of your contract without paying any termination fees and be willing to compromise if they offer you a discounted termination charge. Are you able to afford what they are offering? Consider your options for pulling the cash together and if you need to take out a quick cash advance to pay of your bill, make sure it is your last resort.

2. Take Advantage Of Contract Changes- Service providers reserve the right to make changes in customer contracts but must give users a 30-day notice. Customers then have the right to cancel their contract within 14 days of receiving notification of the changes. If the timing is right and you are able to use the change in contract as reason to terminate your contract early you may use this as reason to cancel. Keep in mind, if a free phone was included in your contract, you may be charged for the full or discounted charge of the phone. Is it really worth the cost of a payday loan cash advance to pay off the phone and the contract? What will be cheaper solution?

3. Make It Close To Home- Tell your provider that you don't get cell service at your home or office. Cell phone companies have detailed maps showing their service areas, including those that don't get the greatest of reception. If you use this as your reason to end your contract, the burden of proof will be on you. If you have a "no service" clause in your contract, be sure to read it before you use this as your platform for termination.

4. Bite The Bullet And Pay- If you are fed up with your provider, don't do anything drastic like not paying your bill. It will end up costing you a lot more than what you were initially avoiding in a contract termination fee. Your credit score will suffer if you choose to avoid paying your bill and that could hinder your ability to get another phone with a different provider. If you only option is to pay the termination fee, consider sticking it out with your existing contract.

Turning to direct cash advance lenders to find a solution to getting out of your cell phone contract make sure you are able to pay back the loan with your next paycheck. If you are able to take out the loan, as well as pay it off, you want consider taking that cash and using it to get out of your contract.


Instant Cash Advance offers fast loans when you need money in a hurry. Visit MyCashTime for more information on how to obtain a short-term online cash advance.

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